{"id":9883,"date":"2026-09-12T17:42:57","date_gmt":"2026-09-12T17:42:57","guid":{"rendered":"https:\/\/insightdrama.com\/?p=9883"},"modified":"2026-09-12T17:42:57","modified_gmt":"2026-09-12T17:42:57","slug":"part-18-when-derek-coles-name-surfaced-in-michaels-old-security-records-we-learned-patricias-fraud-had-been-connected-to-more-victims-than-ours","status":"publish","type":"post","link":"https:\/\/insightdrama.com\/?p=9883","title":{"rendered":"PART 18 \u2013 When Derek Cole\u2019s Name Surfaced in Michael\u2019s Old Security Records, We Learned Patricia\u2019s Fraud Had Been Connected to More Victims Than Ours"},"content":{"rendered":"<p>I thought Derek Cole was merely another name from Michael\u2019s past.<\/p>\n<p>Then Detective Ortiz called.<\/p>\n<p>\u201cI need to ask about Brooks Family Construction.\u201d<\/p>\n<p>My stomach tightened out of habit.<\/p>\n<p>\u201cI thought we were done with the old company.\u201d<\/p>\n<p>\u201cSo did I.\u201d<\/p>\n<p>That was never a reassuring answer.<\/p>\n<p>During the review of Patricia\u2019s frozen accounts, investigators found payments to a business called Cole Recovery Services.<\/p>\n<p>The payments were old.<\/p>\n<p>Some dated back to Michael\u2019s lifetime.<\/p>\n<p>Others continued after his death.<\/p>\n<p>The owner was Derek Cole.<\/p>\n<p>Brian recognized the name immediately.<\/p>\n<p>\u201cDad worked with him.\u201d<\/p>\n<p>\u201cWhat kind of work?\u201d<\/p>\n<p>\u201cSecurity.\u201d<\/p>\n<p>Brian frowned.<\/p>\n<p>\u201cDebt collection too, I think.\u201d<\/p>\n<p>Brooks Family Construction had occasionally used Derek to locate equipment, pursue unpaid commercial debts and investigate theft.<\/p>\n<p>But Derek\u2019s business had a reputation.<\/p>\n<p>Not criminal enough to close.<\/p>\n<p>Not respectable enough to advertise widely.<\/p>\n<p>Daniel\u2019s investigator found civil lawsuits.<\/p>\n<p>Harassment.<\/p>\n<p>Improper collection tactics.<\/p>\n<p>Threats.<\/p>\n<p>One allegation of impersonating a law-enforcement officer, dismissed after witnesses refused to cooperate.<\/p>\n<p>Patricia had paid Derek personally.<\/p>\n<p>Not just the company.<\/p>\n<p>\u201cWhy?\u201d I asked.<\/p>\n<p>Ortiz had a theory.<\/p>\n<p>\u201cInformation.\u201d<\/p>\n<p>\u201cAbout whom?\u201d<\/p>\n<p>\u201cSeveral people.\u201d<\/p>\n<p>My name appeared once.<\/p>\n<p>Rachel\u2019s twice.<\/p>\n<p>Elaine\u2019s repeatedly.<\/p>\n<p>Derek had been another layer in Patricia\u2019s surveillance network.<\/p>\n<p>Warren Pike was the licensed investigator she could document.<\/p>\n<p>Derek handled what she did not want documented.<\/p>\n<p>That discovery reopened parts of the criminal investigation.<\/p>\n<p>Elaine agreed to another interview.<\/p>\n<p>This time she told police something she had previously minimized.<\/p>\n<p>Derek had threatened her.<\/p>\n<p>Not on Patricia\u2019s behalf exactly.<\/p>\n<p>For Patricia\u2019s benefit.<\/p>\n<p>Years earlier, when Elaine demanded more money, Patricia sent Derek to \u201ctalk sense into her.\u201d<\/p>\n<p>He waited outside her apartment.<\/p>\n<p>Followed her to work.<\/p>\n<p>Once left a photograph of Rachel\u2019s childhood home in Elaine\u2019s mailbox.<\/p>\n<p>Rachel had been a teenager then.<\/p>\n<p>Elaine understood the message.<\/p>\n<p>\u201cWhy didn\u2019t she tell prosecutors before?\u201d I asked.<\/p>\n<p>\u201cFear,\u201d Ortiz said.<\/p>\n<p>I almost laughed.<\/p>\n<p>Of course.<\/p>\n<p>Fear again.<\/p>\n<p>But this time the fear had a man attached to it.<\/p>\n<p>Investigators subpoenaed Derek\u2019s records.<\/p>\n<p>He resisted.<\/p>\n<p>Then federal agents became interested because his activities crossed state lines.<\/p>\n<p>The picture widened quickly.<\/p>\n<p>Derek had worked for wealthy clients, small businesses and private individuals who wanted pressure applied without asking too many questions.<\/p>\n<p>Some jobs were legal.<\/p>\n<p>Some existed in gray areas.<\/p>\n<p>Some were clearly not.<\/p>\n<p>Patricia had used him for years.<\/p>\n<p>He had located Elaine after she moved.<\/p>\n<p>Tracked Matthew in Arizona.<\/p>\n<p>Monitored Rachel\u2019s adoption search.<\/p>\n<p>And at one point photographed my car outside the hospital.<\/p>\n<p>I looked at the image.<\/p>\n<p>My license plate.<\/p>\n<p>My shift ending after dark.<\/p>\n<p>Another stranger watching me because Patricia had paid him.<\/p>\n<p>But Derek\u2019s connection to Michael mattered more.<\/p>\n<p>Michael owed him money before he died.<\/p>\n<p>Nearly forty thousand dollars.<\/p>\n<p>The debt did not appear in the estate records.<\/p>\n<p>\u201cWhy?\u201d Brian asked.<\/p>\n<p>Daniel studied the recovered ledger.<\/p>\n<p>\u201cLooks like off-book work.\u201d<\/p>\n<p>\u201cWhat kind?\u201d<\/p>\n<p>\u201cWe don\u2019t know.\u201d<\/p>\n<p>Derek claimed Michael hired him to investigate missing company funds.<\/p>\n<p>Patricia claimed Michael used Derek for debt collection.<\/p>\n<p>Both could have been true.<\/p>\n<p>After Michael died, Derek demanded payment from Patricia.<\/p>\n<p>She paid him sporadically.<\/p>\n<p>The old hidden account became one source.<\/p>\n<p>Matthew\u2019s transfers another.<\/p>\n<p>Then, years later, Patricia began paying him again.<\/p>\n<p>Around the same time Rachel intensified her search.<\/p>\n<p>\u201cWhat did he do for her then?\u201d I asked.<\/p>\n<p>Ortiz looked uncomfortable.<\/p>\n<p>\u201cHe located people.\u201d<\/p>\n<p>\u201cRachel?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cMe?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cAnyone else?\u201d<\/p>\n<p>\u201cElaine.\u201d<\/p>\n<p>Derek had also obtained copies of public and semi-public records.<\/p>\n<p>Property ownership.<\/p>\n<p>Employment histories.<\/p>\n<p>Addresses.<\/p>\n<p>Vehicle information.<\/p>\n<p>Enough to make people feel watched.<\/p>\n<p>Enough to make Patricia feel informed.<\/p>\n<p>The federal investigation uncovered something worse.<\/p>\n<p>Derek kept files.<\/p>\n<p>Not organized well.<\/p>\n<p>But extensively.<\/p>\n<p>Police found them in a rented office after executing a warrant.<\/p>\n<p>Dozens of folders.<\/p>\n<p>Families.<\/p>\n<p>Debtors.<\/p>\n<p>Former spouses.<\/p>\n<p>Business owners.<\/p>\n<p>Photographs.<\/p>\n<p>Account numbers.<\/p>\n<p>Copies of identification.<\/p>\n<p>I saw my name on an evidence inventory.<\/p>\n<p>Not the contents.<\/p>\n<p>I did not want to.<\/p>\n<p>Rachel\u2019s name appeared too.<\/p>\n<p>So did Elaine\u2019s.<\/p>\n<p>But most names were strangers.<\/p>\n<p>That was when Ortiz told me our case was no longer isolated.<\/p>\n<p>Several people had reported suspicious withdrawals after interactions with Derek.<\/p>\n<p>In two cases, relatives had been blamed.<\/p>\n<p>In another, a divorcing spouse was accused of hiding money.<\/p>\n<p>The method was not identical.<\/p>\n<p>But the pattern was familiar.<\/p>\n<p>Obtain personal information.<\/p>\n<p>Create suspicion inside a family.<\/p>\n<p>Move money while everyone looked at each other.<\/p>\n<p>\u201cDid Patricia learn the idea from him?\u201d I asked.<\/p>\n<p>\u201cWe don\u2019t know.\u201d<\/p>\n<p>\u201cOr did he learn it from her?\u201d<\/p>\n<p>\u201cWe don\u2019t know that either.\u201d<\/p>\n<p>That uncertainty bothered me less than it once would have.<\/p>\n<p>Not every question needed a perfect answer to establish responsibility.<\/p>\n<p>Patricia planned our theft.<\/p>\n<p>Elaine participated.<\/p>\n<p>Derek\u2019s methods may have influenced how Patricia thought about information and pressure.<\/p>\n<p>But the choices remained theirs.<\/p>\n<p>Federal agents arrested Derek six weeks later.<\/p>\n<p>The news ran locally.<\/p>\n<p>Then regionally.<\/p>\n<p>Other alleged victims came forward.<\/p>\n<p>Brian called.<\/p>\n<p>\u201cDid you see?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cI feel like Dad opened a door and none of us knew what was behind it.\u201d<\/p>\n<p>\u201cYour father made choices too.\u201d<\/p>\n<p>\u201cI know.\u201d<\/p>\n<p>That answer came quickly now.<\/p>\n<p>No automatic defense.<\/p>\n<p>No reflexive separation between loved person and flawed person.<\/p>\n<p>Brian continued.<\/p>\n<p>\u201cI used to need Dad to be good.\u201d<\/p>\n<p>\u201cWhat do you need now?\u201d<\/p>\n<p>\u201cTo know what he actually did.\u201d<\/p>\n<p>That was healthier.<\/p>\n<p>Harder.<\/p>\n<p>But healthier.<\/p>\n<p>The investigation showed Michael had hired Derek for legitimate business work at first.<\/p>\n<p>Later he used him to investigate Elaine.<\/p>\n<p>Then Patricia.<\/p>\n<p>Then missing company funds.<\/p>\n<p>Everyone was investigating everyone.<\/p>\n<p>No one was talking.<\/p>\n<p>Derek thrived in that environment.<\/p>\n<p>Secrets created demand.<\/p>\n<p>He provided information.<\/p>\n<p>Sometimes accurate.<\/p>\n<p>Sometimes manipulated.<\/p>\n<p>Always expensive.<\/p>\n<p>One recovered invoice interested Daniel.<\/p>\n<p>It showed Michael paid Derek to locate Angela Moreno after she left the company.<\/p>\n<p>My mother\u2019s half-sister.<\/p>\n<p>The date was shortly before Michael became seriously ill.<\/p>\n<p>\u201cDid he find her?\u201d I asked.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cDid Michael contact her?\u201d<\/p>\n<p>\u201cNo evidence.\u201d<\/p>\n<p>\u201cThen why locate her?\u201d<\/p>\n<p>\u201cMaybe he wanted to apologize.\u201d<\/p>\n<p>The sealed letter suggested that.<\/p>\n<p>Maybe Michael ran out of time.<\/p>\n<p>Maybe fear stopped him again.<\/p>\n<p>I no longer needed to decide.<\/p>\n<p>Angie had lived her life without Michael\u2019s apology.<\/p>\n<p>Her courage did not depend on whether he eventually understood what he had done.<\/p>\n<p>That realization helped me understand my own relationship with Brian too.<\/p>\n<p>His apology mattered.<\/p>\n<p>His growth mattered.<\/p>\n<p>But my recovery did not require either.<\/p>\n<p>Rachel followed Derek\u2019s case more closely.<\/p>\n<p>\u201cHe watched me as a kid.\u201d<\/p>\n<p>That part haunted her.<\/p>\n<p>Derek had not physically harmed her.<\/p>\n<p>But knowing an adult stranger had photographed places connected to her childhood changed how she remembered them.<\/p>\n<p>\u201cI keep looking at old pictures,\u201d she told me, \u201cwondering whether he was nearby.\u201d<\/p>\n<p>\u201cYou may never know.\u201d<\/p>\n<p>\u201cI hate that.\u201d<\/p>\n<p>\u201cI know.\u201d<\/p>\n<p>She started therapy.<\/p>\n<p>Brian recommended his therapist\u2019s practice.<\/p>\n<p>Rachel mocked him for becoming an evangelist.<\/p>\n<p>Then booked an appointment.<\/p>\n<p>The first time she returned from a session, she called me.<\/p>\n<p>\u201cI hate it.\u201d<\/p>\n<p>\u201cExcellent.\u201d<\/p>\n<p>\u201cYou and Brian are both unbearable.\u201d<\/p>\n<p>\u201cAlso excellent.\u201d<\/p>\n<p>She laughed.<\/p>\n<p>The trust scholarship expanded.<\/p>\n<p>Rachel decided to fund five students the next year.<\/p>\n<p>One recipient wrote that the money allowed her to reduce overnight work and spend more time studying.<\/p>\n<p>Rachel showed me the letter.<\/p>\n<p>\u201cThis feels better than staring at an investment account.\u201d<\/p>\n<p>\u201cThen keep doing it.\u201d<\/p>\n<p>\u201cI\u2019m still keeping some.\u201d<\/p>\n<p>\u201cYou should.\u201d<\/p>\n<p>\u201cPatricia would hate this.\u201d<\/p>\n<p>I looked at her.<\/p>\n<p>\u201cDon\u2019t build your decisions around what Patricia would hate.\u201d<\/p>\n<p>Rachel blinked.<\/p>\n<p>Then nodded.<\/p>\n<p>\u201cRight.\u201d<\/p>\n<p>That was the trap.<\/p>\n<p>Rebellion can still leave the controlling person at the center.<\/p>\n<p>Freedom meant Patricia no longer determined the direction, even negatively.<\/p>\n<p>Elaine learned about Derek\u2019s arrest from prison.<\/p>\n<p>She sent Rachel a letter.<\/p>\n<p>Rachel read this one.<\/p>\n<p>Elaine wrote that Derek had frightened her for years.<\/p>\n<p>She admitted she had used Patricia\u2019s fear while simultaneously being controlled by Patricia\u2019s access to Derek.<\/p>\n<p>Another circle.<\/p>\n<p>Another relationship built on leverage.<\/p>\n<p>Rachel wrote back once.<\/p>\n<p>She did not excuse Elaine.<\/p>\n<p>She asked three questions about her childhood medical history.<\/p>\n<p>Elaine answered them.<\/p>\n<p>That was enough for now.<\/p>\n<p>The federal prosecutor contacted me about Derek.<\/p>\n<p>I was potentially a witness because my identification had been included in one of his files.<\/p>\n<p>I gave a statement.<\/p>\n<p>No dramatic courtroom appearance followed.<\/p>\n<p>Derek eventually entered a plea on several charges related to unlawful access to personal information, extortionate collection practices and financial crimes involving other victims.<\/p>\n<p>My case was referenced as part of the broader pattern but remained primarily Patricia and Elaine\u2019s crime.<\/p>\n<p>I was relieved.<\/p>\n<p>I did not need another trial.<\/p>\n<p>Brian attended one hearing because Michael\u2019s old business records were discussed.<\/p>\n<p>Afterward he came to my townhouse.<\/p>\n<p>He stood outside until I opened the door.<\/p>\n<p>\u201cI brought something.\u201d<\/p>\n<p>\u201cAnother box?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>He held up a framed document.<\/p>\n<p>It was a copy of the first scholarship announcement from Rachel\u2019s foundation.<\/p>\n<p>At the bottom, in small print, was a dedication.<\/p>\n<p>In recognition of complicated histories, and in support of futures freely chosen.<\/p>\n<p>I smiled.<\/p>\n<p>\u201cShe wrote that?\u201d<\/p>\n<p>\u201cYeah.\u201d<\/p>\n<p>\u201cVery Rachel.\u201d<\/p>\n<p>\u201cShe gave me one. Said you should have one too.\u201d<\/p>\n<p>I accepted it.<\/p>\n<p>Brian looked toward my backyard.<\/p>\n<p>The flowers had survived.<\/p>\n<p>Mostly.<\/p>\n<p>\u201cYou\u2019ve done a lot with this place.\u201d<\/p>\n<p>\u201cI like it.\u201d<\/p>\n<p>\u201cI can tell.\u201d<\/p>\n<p>He seemed genuinely pleased.<\/p>\n<p>No sadness hidden behind it.<\/p>\n<p>Or at least none he expected me to fix.<\/p>\n<p>\u201cHow\u2019s Claire?\u201d<\/p>\n<p>\u201cGood.\u201d<\/p>\n<p>\u201cYou told her everything?\u201d<\/p>\n<p>He laughed.<\/p>\n<p>\u201cNot on the first date.\u201d<\/p>\n<p>\u201cProbably wise.\u201d<\/p>\n<p>\u201cShe knows now.\u201d<\/p>\n<p>\u201cAnd she stayed?\u201d<\/p>\n<p>\u201cSo far.\u201d<\/p>\n<p>\u201cGood.\u201d<\/p>\n<p>He hesitated.<\/p>\n<p>\u201cI told her about what I did to you.\u201d<\/p>\n<p>That mattered.<\/p>\n<p>Not only what Patricia did.<\/p>\n<p>What Brian did.<\/p>\n<p>\u201cHow did she react?\u201d<\/p>\n<p>\u201cShe asked what I learned.\u201d<\/p>\n<p>\u201cAnd?\u201d<\/p>\n<p>\u201cI said that believing someone loves you doesn\u2019t mean you get to stop checking whether you\u2019re treating them fairly.\u201d<\/p>\n<p>I looked at him.<\/p>\n<p>\u201cThat\u2019s a good answer.\u201d<\/p>\n<p>\u201cExpensive lesson.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>He nodded.<\/p>\n<p>Then he left.<\/p>\n<p>No lingering hug.<\/p>\n<p>No question about us.<\/p>\n<p>We had reached something I once thought impossible.<\/p>\n<p>A relationship with history but no claim.<\/p>\n<p>Months later, Detective Ortiz sent a final courtesy update.<\/p>\n<p>Derek\u2019s files had helped identify additional victims.<\/p>\n<p>Some recovered money.<\/p>\n<p>Some received answers.<\/p>\n<p>Some cases were too old to prosecute.<\/p>\n<p>\u201cThat must be frustrating,\u201d I said.<\/p>\n<p>\u201cIt is.\u201d<\/p>\n<p>\u201cDoes it ever feel finished?\u201d<\/p>\n<p>Ortiz laughed.<\/p>\n<p>\u201cWrong profession for finished.\u201d<\/p>\n<p>I understood.<\/p>\n<p>Cases close.<\/p>\n<p>Consequences continue.<\/p>\n<p>That evening I looked through the folder where I kept copies of the legal documents.<\/p>\n<p>I found the first divorce petition.<\/p>\n<p>Brian\u2019s accusation.<\/p>\n<p>Sixty-one thousand dollars removed by Angela Brooks.<\/p>\n<p>I read it without shaking.<\/p>\n<p>Then I placed beside it the amended filing withdrawing the allegation.<\/p>\n<p>Two documents.<\/p>\n<p>Two versions of me.<\/p>\n<p>One created by suspicion.<\/p>\n<p>One corrected by evidence.<\/p>\n<p>Neither fully described who I was.<\/p>\n<p>Paper rarely does.<\/p>\n<p>I closed the folder.<\/p>\n<p>Outside, the backyard lights came on automatically.<\/p>\n<p>My father had installed them.<\/p>\n<p>Rachel had left gardening gloves on the patio.<\/p>\n<p>A half-finished book sat on my chair.<\/p>\n<p>Ordinary evidence of an ordinary life.<\/p>\n<p>That was what I wanted now.<\/p>\n<p>Not vindication every morning.<\/p>\n<p>Not another revelation.<\/p>\n<p>Not a perfect ending.<\/p>\n<p>Just days no one else had secretly arranged.<\/p>\n<hr>\n<h2><strong><a href=\"https:\/\/insightdrama.com\/?p=9884\">Click here to continue reading: PART 19: One Year After the Divorce, Brian Sent the Apology He Had Never Been Able to Say Without Asking Me for Something Back<\/a><\/strong><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>I thought Derek Cole was merely another name from Michael\u2019s past. Then Detective Ortiz called. \u201cI need to ask about Brooks Family Construction.\u201d My stomach tightened out of habit. \u201cI &hellip; <\/p>\n","protected":false},"author":1,"featured_media":9865,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insightdrama"],"_links":{"self":[{"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/posts\/9883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9883"}],"version-history":[{"count":1,"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/posts\/9883\/revisions"}],"predecessor-version":[{"id":9903,"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/posts\/9883\/revisions\/9903"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/media\/9865"}],"wp:attachment":[{"href":"https:\/\/insightdrama.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}