{"id":19853,"date":"2026-09-25T13:19:57","date_gmt":"2026-09-25T13:19:57","guid":{"rendered":"https:\/\/insightdrama.com\/?p=19853"},"modified":"2026-09-25T13:19:57","modified_gmt":"2026-09-25T13:19:57","slug":"part-10-franks-mother-had-been-alive-for-thirty-five-years-and-her-reason-for-taking-howard-changed-who-the-real-enemy-was-2","status":"publish","type":"post","link":"https:\/\/insightdrama.com\/?p=19853","title":{"rendered":"PART 10 \u2013 Frank\u2019s Mother Had Been Alive for Thirty-Five Years, and Her Reason for Taking Howard Changed Who the Real Enemy Was"},"content":{"rendered":"<p>Frank grabbed the edge of the kitchen counter as though it were the only solid object left in the room.<\/p>\n<p>\u201cMother?\u201d<\/p>\n<p>The woman on the phone said nothing for a moment.<\/p>\n<p>Then, \u201cYou always did need things repeated when you didn\u2019t like the answer.\u201d<\/p>\n<p>Diane looked at Ross.<\/p>\n<p>Ross mouthed, Is that really her?<\/p>\n<p>Frank sat down slowly.<\/p>\n<p>I had never seen him afraid of a voice before.<\/p>\n<p>\u201cWhat did you do to Howard?\u201d<\/p>\n<p>\u201cKept him alive.\u201d<\/p>\n<p>\u201cThat isn\u2019t an answer.\u201d<\/p>\n<p>\u201cIt is more of one than you deserve.\u201d<\/p>\n<p>Reed leaned toward the phone.<\/p>\n<p>\u201cThis is Investigator Malcolm Reed. Identify yourself.\u201d<\/p>\n<p>The woman laughed once.<\/p>\n<p>\u201cThen investigate.\u201d<\/p>\n<p>The call ended.<\/p>\n<p>Frank remained still.<\/p>\n<p>I watched decades move across his face.<\/p>\n<p>Whatever he remembered about his mother had just collided with the woman on the phone.<\/p>\n<p>\u201cWhat was she like?\u201d I asked.<\/p>\n<p>He stared at the phone.<\/p>\n<p>\u201cDead.\u201d<\/p>\n<p>\u201cThat\u2019s not what I asked.\u201d<\/p>\n<p>He looked at me.<\/p>\n<p>\u201cStrict. Smart. Private.\u201d<\/p>\n<p>\u201cDid she know Margaret?\u201d<\/p>\n<p>\u201cI thought she met her after we married.\u201d<\/p>\n<p>\u201cThomas?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cHoward?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>Joanna slid the Mercer Consulting documents toward him.<\/p>\n<p>\u201cShe knew somebody.\u201d<\/p>\n<p>Frank rubbed both hands over his face.<\/p>\n<p>\u201cMy father died when I was nineteen. Mother took over the bookkeeping for his construction business. She handled contracts. Insurance. Accounts.\u201d<\/p>\n<p>\u201cWhat was the company called?\u201d Joanna asked.<\/p>\n<p>\u201cMercer &amp; Sons.\u201d<\/p>\n<p>\u201cWho were the clients?\u201d<\/p>\n<p>Frank looked at her.<\/p>\n<p>Then he understood.<\/p>\n<p>\u201cCrescent Holdings was one.\u201d<\/p>\n<p>Joanna nodded.<\/p>\n<p>Another connection.<\/p>\n<p>Another old door opening.<\/p>\n<p>Frank\u2019s family business had worked for the same company linked to Thomas.<\/p>\n<p>He stood abruptly.<\/p>\n<p>\u201cMy mother used to keep duplicate files.\u201d<\/p>\n<p>\u201cWhere?\u201d<\/p>\n<p>\u201cA warehouse.\u201d<\/p>\n<p>Reed\u2019s head lifted.<\/p>\n<p>\u201cHMC?\u201d<\/p>\n<p>\u201cNo. It was called Mercer Materials back then.\u201d<\/p>\n<p>Frank walked toward the hallway.<\/p>\n<p>Reed blocked him.<\/p>\n<p>\u201cWhere is it?\u201d<\/p>\n<p>\u201cOutside Port Angeles. Near the old mill road.\u201d<\/p>\n<p>Reed called dispatch.<\/p>\n<p>Within minutes, officers were heading there.<\/p>\n<p>I wanted to go.<\/p>\n<p>Reed refused.<\/p>\n<p>I told him I had spent the last day discovering dead relatives were alive and alive relatives were liars.<\/p>\n<p>He still refused.<\/p>\n<p>For once, someone saying no to me felt almost reassuring.<\/p>\n<p>Frank sat with me in the living room while Diane and Ross stayed in the kitchen.<\/p>\n<p>Sunlight entered through the plywood officers had temporarily placed over the shattered window.<\/p>\n<p>Morning had fully arrived.<\/p>\n<p>It felt offensive.<\/p>\n<p>\u201cHow did your mother die?\u201d I asked.<\/p>\n<p>\u201cCar accident.\u201d<\/p>\n<p>\u201cBody?\u201d<\/p>\n<p>Frank closed his eyes.<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cFuneral?\u201d<\/p>\n<p>\u201cClosed casket.\u201d<\/p>\n<p>I almost laughed.<\/p>\n<p>He gave me a wounded look.<\/p>\n<p>\u201cYou\u2019re allowed.\u201d<\/p>\n<p>\u201cI don\u2019t want to be.\u201d<\/p>\n<p>He stared at the floor.<\/p>\n<p>\u201cMy uncle identified her.\u201d<\/p>\n<p>\u201cIs your uncle alive?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cAre you sure?\u201d<\/p>\n<p>That almost became a laugh.<\/p>\n<p>Almost.<\/p>\n<p>Frank said his mother\u2019s car had gone off a coastal road during heavy rain.<\/p>\n<p>The vehicle burned.<\/p>\n<p>Identification was based on dental records.<\/p>\n<p>I looked at him.<\/p>\n<p>\u201cRecords can be changed.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cYou sound like you know from experience.\u201d<\/p>\n<p>He accepted that.<\/p>\n<p>He said Helena Mercer had opposed his marriage to Margaret.<\/p>\n<p>Not because she disliked Margaret.<\/p>\n<p>Because she distrusted Thomas.<\/p>\n<p>That made no sense if Frank supposedly had never known Thomas then.<\/p>\n<p>Frank realized it too.<\/p>\n<p>\u201cMother used to call him \u2018that Vale man.\u2019\u201d<\/p>\n<p>\u201cWhen?\u201d<\/p>\n<p>\u201cBefore Margaret and I married.\u201d<\/p>\n<p>Joanna, listening from the doorway, asked, \u201cHow would she know him?\u201d<\/p>\n<p>Frank\u2019s eyes narrowed.<\/p>\n<p>\u201cMy father.\u201d<\/p>\n<p>\u201cWhat about him?\u201d<\/p>\n<p>\u201cHe had a business partner before I was born.\u201d<\/p>\n<p>\u201cName?\u201d<\/p>\n<p>Frank thought.<\/p>\n<p>\u201cHenry Vale.\u201d<\/p>\n<p>Silence.<\/p>\n<p>Thomas and Howard\u2019s family name.<\/p>\n<p>My heart began pounding again.<\/p>\n<p>Joanna took out her notebook.<\/p>\n<p>\u201cHenry could be related.\u201d<\/p>\n<p>Frank stood.<\/p>\n<p>\u201cHenry Vale was their father.\u201d<\/p>\n<p>\u201cHow do you know?\u201d<\/p>\n<p>\u201cBecause I remember Howard mentioning his father\u2019s name when I found him.\u201d<\/p>\n<p>The families had not crossed once.<\/p>\n<p>They had been entangled for generations.<\/p>\n<p>Henry Vale worked with Frank\u2019s father.<\/p>\n<p>Helena handled the books.<\/p>\n<p>Thomas and Howard grew up around the company.<\/p>\n<p>Crescent Holdings became a major client.<\/p>\n<p>The roots went back before any of us were born.<\/p>\n<p>Reed called from the doorway.<\/p>\n<p>\u201cThey found the warehouse.\u201d<\/p>\n<p>Everyone stood.<\/p>\n<p>\u201cHoward?\u201d<\/p>\n<p>\u201cNot yet.\u201d<\/p>\n<p>\u201cHelena?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>The building was empty.<\/p>\n<p>But there were signs people had left recently.<\/p>\n<p>Food.<\/p>\n<p>Medical supplies.<\/p>\n<p>Blood.<\/p>\n<p>And dozens of file cabinets.<\/p>\n<p>Frank asked how much blood.<\/p>\n<p>Reed answered carefully.<\/p>\n<p>\u201cEnough to concern me. Not enough to prove anyone died.\u201d<\/p>\n<p>Then he looked at me.<\/p>\n<p>\u201cThey also found photographs.\u201d<\/p>\n<p>\u201cOf what?\u201d<\/p>\n<p>\u201cYour family.\u201d<\/p>\n<p>Every stage.<\/p>\n<p>Me as a child.<\/p>\n<p>My parents.<\/p>\n<p>My sister.<\/p>\n<p>Frank and me dating.<\/p>\n<p>Our wedding.<\/p>\n<p>Diane and Ross.<\/p>\n<p>My house.<\/p>\n<p>Some photographs were decades old.<\/p>\n<p>Others had been taken within the week.<\/p>\n<p>Someone had watched us for years.<\/p>\n<p>Helena.<\/p>\n<p>Or the people around her.<\/p>\n<p>\u201cWhat else?\u201d Frank asked.<\/p>\n<p>Reed hesitated.<\/p>\n<p>\u201cA hospital bed.\u201d<\/p>\n<p>Frank went still.<\/p>\n<p>\u201cThomas.\u201d<\/p>\n<p>\u201cMaybe.\u201d<\/p>\n<p>The warehouse appeared to have been where Thomas had been kept during his final months.<\/p>\n<p>That meant the photograph of Frank, Margaret, and Thomas had likely been taken there.<\/p>\n<p>Frank nodded.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>I stared at him.<\/p>\n<p>\u201cYou knew the warehouse.\u201d<\/p>\n<p>He looked trapped.<\/p>\n<p>\u201cI knew where Thomas was. I didn\u2019t know my mother owned it.\u201d<\/p>\n<p>\u201cYou were there.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cThen why did you act as if you just remembered the building?\u201d<\/p>\n<p>\u201cBecause it had a different name.\u201d<\/p>\n<p>It was possible.<\/p>\n<p>It was also convenient.<\/p>\n<p>I was beginning to hate both facts equally.<\/p>\n<p>Joanna received photographs from the warehouse.<\/p>\n<p>She showed us one.<\/p>\n<p>A wall covered with dates.<\/p>\n<p>1971.<\/p>\n<p>1972.<\/p>\n<p>1973.<\/p>\n<p>1974.<\/p>\n<p>1975.<\/p>\n<p>1976.<\/p>\n<p>1977.<\/p>\n<p>Beside each date were initials.<\/p>\n<p>H.H.<\/p>\n<p>T.V.<\/p>\n<p>H.M.<\/p>\n<p>M.V.<\/p>\n<p>F.M.<\/p>\n<p>E.H.<\/p>\n<p>Our lives reduced to letters and years.<\/p>\n<p>Then Diane pointed.<\/p>\n<p>\u201cWhat\u2019s that?\u201d<\/p>\n<p>At the bottom was another line.<\/p>\n<p>SEPT 25 \u2014 CORRECTION.<\/p>\n<p>Today.<\/p>\n<p>\u201cWhat correction?\u201d I asked.<\/p>\n<p>Nobody knew.<\/p>\n<p>Reed said investigators had also found a recording setup.<\/p>\n<p>Microphones.<\/p>\n<p>Cameras.<\/p>\n<p>A computer wiped clean except for one audio file.<\/p>\n<p>The file was labeled FRANKLIN.<\/p>\n<p>Frank listened to it in the kitchen.<\/p>\n<p>His mother\u2019s voice filled the room.<\/p>\n<p>\u201cIf you\u2019re hearing this, Frank, then you found the warehouse after we left.\u201d<\/p>\n<p>He closed his eyes.<\/p>\n<p>\u201cYou spent your life thinking I died because Thomas Vale threatened me.\u201d<\/p>\n<p>Frank looked at Reed.<\/p>\n<p>He had apparently never known that.<\/p>\n<p>\u201cI did not leave because Thomas threatened me.\u201d<\/p>\n<p>Her voice continued.<\/p>\n<p>\u201cI left because your father did.\u201d<\/p>\n<p>Frank whispered, \u201cDad?\u201d<\/p>\n<p>Helena said Frank\u2019s father, Samuel Mercer, had helped Henry Vale and Thomas build the earliest financial scheme.<\/p>\n<p>Construction projects provided cover.<\/p>\n<p>False repair costs.<\/p>\n<p>Inflated land values.<\/p>\n<p>Forced sales.<\/p>\n<p>Coerced signatures.<\/p>\n<p>Families lost property.<\/p>\n<p>Companies acquired it cheaply.<\/p>\n<p>Thomas later expanded the system.<\/p>\n<p>Samuel wanted out.<\/p>\n<p>Henry did not.<\/p>\n<p>Helena discovered the records.<\/p>\n<p>She copied them.<\/p>\n<p>Samuel found out.<\/p>\n<p>He beat her badly enough that she spent three days hospitalized under another name.<\/p>\n<p>Frank stared at the floor.<\/p>\n<p>I touched his wrist before I could stop myself.<\/p>\n<p>He looked at my hand.<\/p>\n<p>Neither of us moved.<\/p>\n<p>Helena escaped.<\/p>\n<p>Her supposed death was arranged with Howard\u2019s help.<\/p>\n<p>Howard had already broken with Thomas by then.<\/p>\n<p>He believed exposing everything openly would get them killed.<\/p>\n<p>So they built a hidden network of their own.<\/p>\n<p>Not criminals.<\/p>\n<p>Witnesses.<\/p>\n<p>Accountants.<\/p>\n<p>Former employees.<\/p>\n<p>Victims.<\/p>\n<p>They collected evidence slowly.<\/p>\n<p>Helena and Howard had worked together for thirty-five years.<\/p>\n<p>Frank stared at the recorder.<\/p>\n<p>\u201cYou knew my mother?\u201d<\/p>\n<p>The audio continued as if answering him.<\/p>\n<p>\u201cHoward did not tell you because I asked him not to. I watched you from a distance. I saw you become a better man than your father.\u201d<\/p>\n<p>Frank\u2019s eyes filled.<\/p>\n<p>Then her tone changed.<\/p>\n<p>\u201cUntil you repeated his worst mistake.\u201d<\/p>\n<p>Frank stiffened.<\/p>\n<p>\u201cYou decided you had the right to control truth for everyone else.\u201d<\/p>\n<p>I looked at him.<\/p>\n<p>He did not look at me.<\/p>\n<p>Helena said the body switch had endangered everything.<\/p>\n<p>Frank believed staging his death would force Thomas\u2019s network into movement.<\/p>\n<p>He was partly right.<\/p>\n<p>But he had not understood who the network\u2019s current leader was.<\/p>\n<p>Not Howard.<\/p>\n<p>Not Margaret.<\/p>\n<p>Not Helena.<\/p>\n<p>Not Gregory Hale.<\/p>\n<p>Someone closer.<\/p>\n<p>Someone who had access to family finances, estate documents, properties, and private schedules.<\/p>\n<p>Someone who had spent years appearing harmless because nobody considered them important enough to suspect.<\/p>\n<p>Diane said, \u201cWho?\u201d<\/p>\n<p>The recording continued.<\/p>\n<p>\u201cFrank, if Eileen is with you, tell her I am sorry. She was never supposed to become part of this.\u201d<\/p>\n<p>I felt cold.<\/p>\n<p>Never supposed to become part of it.<\/p>\n<p>But I had been part of it before I was born.<\/p>\n<p>Then Helena said the sentence that changed the direction of everything.<\/p>\n<p>\u201cHoward is with me because he came willingly.\u201d<\/p>\n<p>I stared at the recorder.<\/p>\n<p>Frank stood.<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>\u201cHe was not kidnapped.\u201d<\/p>\n<p>The blood.<\/p>\n<p>The chair.<\/p>\n<p>The photograph.<\/p>\n<p>Staged.<\/p>\n<p>Again.<\/p>\n<p>I nearly screamed.<\/p>\n<p>Helena explained.<\/p>\n<p>They needed the current leader to believe Howard had been captured.<\/p>\n<p>The abandoned vehicle had been part of the deception.<\/p>\n<p>The blood was Howard\u2019s, drawn deliberately.<\/p>\n<p>The wallet was planted.<\/p>\n<p>The photograph was staged.<\/p>\n<p>The shooting at my house had not been.<\/p>\n<p>That was real.<\/p>\n<p>Their trap had gone wrong.<\/p>\n<p>Someone else found the abandoned vehicle before Helena\u2019s team expected.<\/p>\n<p>Someone copied the setup.<\/p>\n<p>Someone fired at us.<\/p>\n<p>Howard and Helena were now in hiding because their operation had been penetrated.<\/p>\n<p>The final ledger had been stolen.<\/p>\n<p>Frank whispered, \u201cBy who?\u201d<\/p>\n<p>Helena answered from the past.<\/p>\n<p>\u201cIf we have failed, look at the person who benefited every time the families fought.\u201d<\/p>\n<p>Ross frowned.<\/p>\n<p>\u201cMargaret.\u201d<\/p>\n<p>Diane shook her head.<\/p>\n<p>\u201cToo obvious.\u201d<\/p>\n<p>I thought about nineteen years.<\/p>\n<p>Every fight.<\/p>\n<p>Every inheritance argument.<\/p>\n<p>Every comment from Diane.<\/p>\n<p>Every time Ross blamed me.<\/p>\n<p>Every time Margaret remained unseen.<\/p>\n<p>Someone benefited from division.<\/p>\n<p>Frank said, \u201cAaron.\u201d<\/p>\n<p>Everyone turned.<\/p>\n<p>Aaron Bell had not been in the room for Helena\u2019s recording.<\/p>\n<p>He had left an hour earlier.<\/p>\n<p>To retrieve additional trust documents.<\/p>\n<p>My stomach dropped.<\/p>\n<p>Aaron knew Frank\u2019s estate.<\/p>\n<p>My address.<\/p>\n<p>The cameras.<\/p>\n<p>The trust structure.<\/p>\n<p>The seventy-two-hour deadline.<\/p>\n<p>The storage unit.<\/p>\n<p>He had arrived at exactly two.<\/p>\n<p>He had access to everything.<\/p>\n<p>Reed reached for his phone.<\/p>\n<p>Before he could dial, Joanna\u2019s phone buzzed.<\/p>\n<p>She looked at the screen.<\/p>\n<p>A transfer alert.<\/p>\n<p>Money was moving out of the Franklin Mercer Family Trust.<\/p>\n<p>Millions.<\/p>\n<p>Authorized by trustee credentials.<\/p>\n<p>Mine.<\/p>\n<p>I stared at her.<\/p>\n<p>\u201cI didn\u2019t do that.\u201d<\/p>\n<p>\u201cI know.\u201d<\/p>\n<p>Another transfer.<\/p>\n<p>Then another.<\/p>\n<p>Ross swore.<\/p>\n<p>Diane looked terrified.<\/p>\n<p>Joanna said, \u201cWho has access to your trustee documents?\u201d<\/p>\n<p>I answered with the only name that fit.<\/p>\n<p>\u201cAaron.\u201d<\/p>\n<p>Frank grabbed his jacket.<\/p>\n<p>Reed stopped him.<\/p>\n<p>Then my phone rang.<\/p>\n<p>Aaron Bell.<\/p>\n<p>I answered.<\/p>\n<p>His voice was calm.<\/p>\n<p>\u201cEileen, I need you to listen carefully.\u201d<\/p>\n<p>\u201cWhere are you?\u201d<\/p>\n<p>\u201cThat isn\u2019t important.\u201d<\/p>\n<p>\u201cYou\u2019re stealing from the trust.\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>Joanna shook her head urgently.<\/p>\n<p>Aaron continued.<\/p>\n<p>\u201cI\u2019m moving the money somewhere they can\u2019t reach it.\u201d<\/p>\n<p>\u201cWho?\u201d<\/p>\n<p>A pause.<\/p>\n<p>Then Aaron said, \u201cFrank.\u201d<\/p>\n<p>I stared at my husband.<\/p>\n<p>Frank\u2019s face hardened.<\/p>\n<p>Aaron continued.<\/p>\n<p>\u201cYour husband didn\u2019t stage his death to catch Thomas\u2019s network.\u201d<\/p>\n<p>Frank said, \u201cHang up.\u201d<\/p>\n<p>I didn\u2019t.<\/p>\n<p>Aaron\u2019s voice lowered.<\/p>\n<p>\u201cHe staged it because they were about to expose him as the current leader.\u201d<\/p>\n<hr>\n<h2><strong><a href=\"https:\/\/insightdrama.com\/?p=19854\">Click here to continue reading: PART 11: Aaron Accused Frank of Running the Fraud Network, and the Evidence Against My Husband Came From His Own Secret Accounts<\/a><\/strong><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>Frank grabbed the edge of the kitchen counter as though it were the only solid object left in the room. \u201cMother?\u201d The woman on the phone said nothing for a &hellip; 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