{"id":10638,"date":"2026-09-14T14:49:38","date_gmt":"2026-09-14T14:49:38","guid":{"rendered":"https:\/\/insightdrama.com\/?p=10638"},"modified":"2026-09-14T14:49:38","modified_gmt":"2026-09-14T14:49:38","slug":"part-8-the-free-money-club-messages-exposed-who-spread-martins-method-but-one-message-from-derek-changed-emilys-understanding-of-everything","status":"publish","type":"post","link":"https:\/\/insightdrama.com\/?p=10638","title":{"rendered":"PART 8 \u2013 The Free Money Club Messages Exposed Who Spread Martin\u2019s Method, but One Message from Derek Changed Emily\u2019s Understanding of Everything"},"content":{"rendered":"<p>Troy Maddox answered his door wearing sweatpants and a Harrison Manufacturing T-shirt.<\/p>\n<p>That small contradiction would have been funny under different circumstances.<\/p>\n<p>He had left Harrison two years earlier, yet the company\u2019s logo still stretched across his chest as though people could resign from jobs more easily than identities.<\/p>\n<p>Dana had told us not to approach him.<\/p>\n<p>We did not.<\/p>\n<p>She did.<\/p>\n<p>Troy contacted her voluntarily after learning that Larkwell\u2019s compliance team had begun interviewing employees.<\/p>\n<p>He agreed to meet at her office.<\/p>\n<p>Emily and I attended.<\/p>\n<p>Troy was forty-one, broad-shouldered, nervous, and unable to keep one knee still beneath the conference table.<\/p>\n<p>He recognized Emily immediately.<\/p>\n<p>\u201cI&#39;m sorry.\u201d<\/p>\n<p>She did not respond.<\/p>\n<p>He looked at me.<\/p>\n<p>\u201cYou must be Mrs. Bennett.\u201d<\/p>\n<p>\u201cMargaret.\u201d<\/p>\n<p>\u201cDerek talked about you.\u201d<\/p>\n<p>\u201cI\u2019m discovering that.\u201d<\/p>\n<p>His knee bounced faster.<\/p>\n<p>Dana placed a recorder on the table.<\/p>\n<p>\u201cWith your permission.\u201d<\/p>\n<p>Troy nodded.<\/p>\n<p>He had brought an old phone.<\/p>\n<p>The screen was cracked.<\/p>\n<p>\u201cThis hasn&#39;t been my regular phone in years.\u201d<\/p>\n<p>\u201cWhy keep it?\u201d Dana asked.<\/p>\n<p>\u201cPhotos.\u201d<\/p>\n<p>\u201cAnything else?\u201d<\/p>\n<p>He glanced at Emily.<\/p>\n<p>\u201cThe chat.\u201d<\/p>\n<p>Free Money Club.<\/p>\n<p>Seven former Harrison employees had been members.<\/p>\n<p>Derek Collins.<\/p>\n<p>Troy Maddox.<\/p>\n<p>Brian Shea.<\/p>\n<p>Noah Lambert.<\/p>\n<p>Curtis Hall.<\/p>\n<p>Jason Meeks.<\/p>\n<p>And Martin Vale.<\/p>\n<p>I stared at the list.<\/p>\n<p>\u201cMartin was in it?\u201d<\/p>\n<p>Troy nodded.<\/p>\n<p>\u201cHow did it start?\u201d<\/p>\n<p>\u201cAfter one of his workshops.\u201d<\/p>\n<p>\u201cWhat was the purpose?\u201d<\/p>\n<p>He gave an embarrassed laugh.<\/p>\n<p>\u201cSaving money.\u201d<\/p>\n<p>\u201cBy fraud?\u201d<\/p>\n<p>\u201cWe didn&#39;t think of it that way.\u201d<\/p>\n<p>Emily\u2019s eyes hardened.<\/p>\n<p>Troy looked away.<\/p>\n<p>\u201cI know how that sounds.\u201d<\/p>\n<p>\u201cIt sounds accurate.\u201d<\/p>\n<p>Dana raised a hand gently.<\/p>\n<p>\u201cLet&#39;s stay with the timeline.\u201d<\/p>\n<p>The group began as employees sharing ways to use underutilized benefits.<\/p>\n<p>Gym reimbursements.<\/p>\n<p>Tuition assistance.<\/p>\n<p>Commuter expenses.<\/p>\n<p>Childcare.<\/p>\n<p>Martin answered questions.<\/p>\n<p>At first the messages were ordinary.<\/p>\n<p>Troy handed Dana the phone.<\/p>\n<p>She connected it to a display.<\/p>\n<p>The first screen appeared.<\/p>\n<p>March 2017.<\/p>\n<p>Brian: Anybody used dependent care yet?<\/p>\n<p>Martin: Biggest overlooked benefit we have.<\/p>\n<p>Jason: Wife stays home. Guess I&#39;m out.<\/p>\n<p>Martin: Depends on arrangement.<\/p>\n<p>Derek: MIL watches Lily 4 days. Doesn&#39;t charge.<\/p>\n<p>Martin: That&#39;s money left on table.<\/p>\n<p>I felt Emily stiffen beside me.<\/p>\n<p>The messages continued.<\/p>\n<p>Derek: She won&#39;t take payment.<\/p>\n<p>Martin: Separate benefit from provider relationship.<\/p>\n<p>Derek: Need signature?<\/p>\n<p>Martin: Initial cert yes.<\/p>\n<p>Derek: She won&#39;t want tax mess.<\/p>\n<p>Martin: DM me.<\/p>\n<p>That was where the public conversation stopped.<\/p>\n<p>Dana looked at Troy.<\/p>\n<p>\u201cDo you know what was said privately?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>Derek had already admitted what followed.<\/p>\n<p>The fake provider email.<\/p>\n<p>My copied signature.<\/p>\n<p>The first claim.<\/p>\n<p>But now we could see the precise moment Martin moved the conversation out of view.<\/p>\n<p>Dana scrolled.<\/p>\n<p>Two weeks later:<\/p>\n<p>Derek: Approved.<\/p>\n<p>Brian: Nice.<\/p>\n<p>Troy: Nana money lol.<\/p>\n<p>My stomach turned.<\/p>\n<p>So that was where Lily\u2019s phrase came from.<\/p>\n<p>Not exactly from Derek.<\/p>\n<p>From a joke passed between grown men.<\/p>\n<p>Nana money.<\/p>\n<p>A phrase casual enough to hide the fact that Nana herself knew nothing about it.<\/p>\n<p>Emily stared at the screen.<\/p>\n<p>\u201cDid you people ever talk about the actual caregivers?\u201d<\/p>\n<p>Troy swallowed.<\/p>\n<p>\u201cNot really.\u201d<\/p>\n<p>\u201cDid it occur to any of you they were people?\u201d<\/p>\n<p>He looked ashamed.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cWhen?\u201d<\/p>\n<p>No answer.<\/p>\n<p>\u201cWhen did it occur to you?\u201d<\/p>\n<p>\u201cNow.\u201d<\/p>\n<p>Emily looked away.<\/p>\n<p>Dana continued scrolling.<\/p>\n<p>Over the next year, the chat became more explicit.<\/p>\n<p>Employees complained about rejected paperwork.<\/p>\n<p>Martin offered shortcuts.<\/p>\n<p>One message read:<\/p>\n<p>Provider signatures are compliance theater once service is real.<\/p>\n<p>Another:<\/p>\n<p>Nobody is auditing Grandma.<\/p>\n<p>I felt the words land.<\/p>\n<p>Nobody is auditing Grandma.<\/p>\n<p>There was the philosophy beneath everything.<\/p>\n<p>Older women.<\/p>\n<p>Family care.<\/p>\n<p>Unpaid labor.<\/p>\n<p>Trust.<\/p>\n<p>Invisible because it was ordinary.<\/p>\n<p>Safe to exploit because no one expected us to inspect the machinery.<\/p>\n<p>Then Troy\u2019s own messages appeared.<\/p>\n<p>Troy: Mom refuses forms.<\/p>\n<p>Martin: Use existing provider record temporarily.<\/p>\n<p>Troy: Whose?<\/p>\n<p>Martin: Call me.<\/p>\n<p>Dana paused.<\/p>\n<p>\u201cYou used somebody else\u2019s provider identity?\u201d<\/p>\n<p>Troy nodded.<\/p>\n<p>\u201cFor one claim.\u201d<\/p>\n<p>\u201cWhose?\u201d<\/p>\n<p>He looked at me.<\/p>\n<p>\u201cEvelyn Pierce.\u201d<\/p>\n<p>I closed my eyes.<\/p>\n<p>Evelyn.<\/p>\n<p>Another grandmother.<\/p>\n<p>Another family.<\/p>\n<p>\u201cDid she know?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid your mother know?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cWho told you to select Evelyn?\u201d<\/p>\n<p>\u201cMartin.\u201d<\/p>\n<p>\u201cWhy her?\u201d<\/p>\n<p>\u201cShe was already verified.\u201d<\/p>\n<p>\u201cShe wasn&#39;t.\u201d<\/p>\n<p>Troy looked confused.<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>\u201cHer profile was fraudulent too.\u201d<\/p>\n<p>He leaned back.<\/p>\n<p>\u201cOh God.\u201d<\/p>\n<p>That was how systems spread.<\/p>\n<p>One false record validated another.<\/p>\n<p>The existence of paperwork became proof of legitimacy.<\/p>\n<p>A copied signature became a trusted profile.<\/p>\n<p>A trusted profile became a template.<\/p>\n<p>A template became a marketplace.<\/p>\n<p>And eventually strangers used names they had never heard.<\/p>\n<p>Dana kept scrolling.<\/p>\n<p>Then we reached September 2018.<\/p>\n<p>A message from Martin:<\/p>\n<p>Harrison may tighten dependent-care verification. If asked, provider is paid directly. Keep answers consistent.<\/p>\n<p>Dana froze.<\/p>\n<p>\u201cThat is instruction to misrepresent.\u201d<\/p>\n<p>Troy nodded.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cDid employees follow it?\u201d<\/p>\n<p>\u201cSome.\u201d<\/p>\n<p>\u201cDid Derek?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>Emily\u2019s face became pale.<\/p>\n<p>Another message.<\/p>\n<p>Derek: Emily doesn&#39;t know details.<\/p>\n<p>Martin: Better. Too many cooks.<\/p>\n<p>Emily inhaled sharply.<\/p>\n<p>I looked at her.<\/p>\n<p>\u201cDo you want to stop?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>Her voice was steady.<\/p>\n<p>\u201cKeep going.\u201d<\/p>\n<p>October.<\/p>\n<p>Troy: Auditors asking for receipts now.<\/p>\n<p>Martin: Generate monthly receipt template.<\/p>\n<p>Brian: Signature?<\/p>\n<p>Martin: Whatever matches prior.<\/p>\n<p>Dana stopped again.<\/p>\n<p>This was no longer ambiguity.<\/p>\n<p>No philosophy.<\/p>\n<p>No bureaucratic gray area.<\/p>\n<p>Whatever matches prior.<\/p>\n<p>Fraud in seven words.<\/p>\n<p>Troy covered his face.<\/p>\n<p>\u201cI forgot how bad it got.\u201d<\/p>\n<p>\u201cNo,\u201d Emily said.<\/p>\n<p>He lowered his hands.<\/p>\n<p>\u201cYou remembered enough to keep the phone.\u201d<\/p>\n<p>He looked at her.<\/p>\n<p>\u201cI kept it because I was scared.\u201d<\/p>\n<p>\u201cOf Martin?\u201d<\/p>\n<p>\u201cOf all of us.\u201d<\/p>\n<p>That answer silenced the room.<\/p>\n<p>Dana asked why he had left Harrison.<\/p>\n<p>Troy explained that Martin had recruited him to Larkwell.<\/p>\n<p>Not formally at first.<\/p>\n<p>Martin had been consulting there and told several Harrison employees the company was hiring.<\/p>\n<p>Troy joined.<\/p>\n<p>Months later, Martin introduced a dependent-care marketplace feature.<\/p>\n<p>\u201cThat\u2019s when provider profiles showed up,\u201d Troy said.<\/p>\n<p>\u201cIncluding mine,\u201d I said.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cDid you know they came from Harrison?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid you recognize Evelyn?\u201d<\/p>\n<p>He looked ashamed.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cSo you knew at least one real person&#39;s profile had followed you.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cAnd you said nothing.\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cWhy?\u201d<\/p>\n<p>His eyes filled.<\/p>\n<p>\u201cBecause by then if I asked questions, I&#39;d have to explain what I&#39;d done before.\u201d<\/p>\n<p>There it was.<\/p>\n<p>Silence protecting old wrongdoing by enabling new wrongdoing.<\/p>\n<p>I had seen children do smaller versions of it.<\/p>\n<p>Hide the broken vase because admitting it might expose the lie told yesterday.<\/p>\n<p>But adults had larger rooms to damage.<\/p>\n<p>Dana copied the messages.<\/p>\n<p>Troy signed a preservation statement.<\/p>\n<p>Then she asked the question that mattered most to Emily.<\/p>\n<p>\u201cDo you have private messages involving Derek?\u201d<\/p>\n<p>Troy hesitated.<\/p>\n<p>\u201cI might.\u201d<\/p>\n<p>Emily stiffened.<\/p>\n<p>Dana looked at her.<\/p>\n<p>\u201cYou don&#39;t have to review them today.\u201d<\/p>\n<p>\u201cYes, I do.\u201d<\/p>\n<p>Troy searched the phone.<\/p>\n<p>Several direct-message threads appeared.<\/p>\n<p>Most were unremarkable.<\/p>\n<p>Cars.<\/p>\n<p>Work complaints.<\/p>\n<p>Football.<\/p>\n<p>Then:<\/p>\n<p>June 2019.<\/p>\n<p>Derek: Need advice.<\/p>\n<p>Troy: What&#39;s up.<\/p>\n<p>Derek: Em found credit card.<\/p>\n<p>Troy: Which one.<\/p>\n<p>Derek: Chase.<\/p>\n<p>Troy: Nana money account?<\/p>\n<p>Derek: Yeah.<\/p>\n<p>Troy: Tell her bonus.<\/p>\n<p>Derek: Already told her uncle helped truck.<\/p>\n<p>Troy: Same difference.<\/p>\n<p>Emily stopped breathing for a moment.<\/p>\n<p>She whispered, \u201cI asked him.\u201d<\/p>\n<p>I touched her arm.<\/p>\n<p>She kept reading.<\/p>\n<p>Derek: Hate lying to her.<\/p>\n<p>Troy: Then stop using it.<\/p>\n<p>Derek: Can&#39;t. Need it.<\/p>\n<p>Troy: For what?<\/p>\n<p>Long pause in the thread.<\/p>\n<p>Then Derek:<\/p>\n<p>To feel like I can give them something.<\/p>\n<p>Emily closed her eyes.<\/p>\n<p>The message was not an excuse.<\/p>\n<p>But it was a crack into motive.<\/p>\n<p>Dana scrolled.<\/p>\n<p>Troy: Bro you&#39;re stealing grandma paperwork.<\/p>\n<p>Derek: It&#39;s Harrison money.<\/p>\n<p>Troy: Still lying.<\/p>\n<p>Derek: If I tell Em we&#39;re this broke she&#39;ll panic.<\/p>\n<p>Troy: She works overtime already.<\/p>\n<p>Derek: Exactly.<\/p>\n<p>Another message, two days later.<\/p>\n<p>Derek: Mom-in-law gave Lily new shoes today.<\/p>\n<p>Troy: Cool.<\/p>\n<p>Derek: Hate needing her.<\/p>\n<p>Troy: You got issues.<\/p>\n<p>Derek: She walks in and fixes everything. Free daycare. Food. School pickups. Em calls her first. I look useless.<\/p>\n<p>Emily put her hand over her mouth.<\/p>\n<p>I stared at the words.<\/p>\n<p>Something inside me shifted.<\/p>\n<p>Not sympathy.<\/p>\n<p>Understanding.<\/p>\n<p>For years I had viewed my help as relief.<\/p>\n<p>Derek had experienced some of it as evidence of failure.<\/p>\n<p>That did not make the forgery less wrong.<\/p>\n<p>But motive was rarely the same as permission.<\/p>\n<p>I kept reading.<\/p>\n<p>Derek: At least this benefit makes it feel like I&#39;m providing.<\/p>\n<p>Troy: By using her.<\/p>\n<p>Derek: She&#39;d never take cash anyway.<\/p>\n<p>Troy: Ask her.<\/p>\n<p>Derek: No.<\/p>\n<p>That final word hurt more than I expected.<\/p>\n<p>Ask her.<\/p>\n<p>No.<\/p>\n<p>The entire disaster had once been avoidable by one ordinary conversation.<\/p>\n<p>Not a sophisticated fraud investigation.<\/p>\n<p>Not attorneys.<\/p>\n<p>Not compliance audits.<\/p>\n<p>A question.<\/p>\n<p>Would you be willing?<\/p>\n<p>Derek had refused to ask because an answer would have reminded him the choice belonged to me.<\/p>\n<p>Emily stood and walked to the window.<\/p>\n<p>Nobody spoke.<\/p>\n<p>After a while she said, \u201cI thought he lied because he didn&#39;t care.\u201d<\/p>\n<p>I waited.<\/p>\n<p>\u201cHe lied because he was ashamed.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>She turned.<\/p>\n<p>\u201cThat almost makes it worse.\u201d<\/p>\n<p>\u201cI understand.\u201d<\/p>\n<p>\u201cIf he had been selfish in some simple way, maybe I could hate him cleanly.\u201d<\/p>\n<p>\u201cHate is rarely clean.\u201d<\/p>\n<p>She wiped her eyes angrily.<\/p>\n<p>\u201cHe watched me work overtime while he was trying to feel like a provider.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cHe watched you help us and resented needing you.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cHe could have told me.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>Every answer hurt because every one was true.<\/p>\n<p>Troy spoke quietly.<\/p>\n<p>\u201cHe loved you.\u201d<\/p>\n<p>Emily turned toward him.<\/p>\n<p>\u201cDon&#39;t.\u201d<\/p>\n<p>He lowered his gaze.<\/p>\n<p>\u201cI\u2019m sorry.\u201d<\/p>\n<p>She returned to the table.<\/p>\n<p>Dana asked whether she wanted to continue.<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>There were more messages.<\/p>\n<p>In 2020, Derek tried to stop the claims.<\/p>\n<p>Derek: I&#39;m done with childcare forms.<\/p>\n<p>Martin: Why?<\/p>\n<p>Derek: Too much risk.<\/p>\n<p>Martin: System auto-renews. Don&#39;t overthink.<\/p>\n<p>Derek: Margaret would kill me.<\/p>\n<p>Martin: Margaret will never know.<\/p>\n<p>My name.<\/p>\n<p>Spoken casually between two men who assumed the future belonged to them.<\/p>\n<p>Then:<\/p>\n<p>Derek: Need account closed.<\/p>\n<p>Martin: Wait until year end or you&#39;ll trigger review.<\/p>\n<p>Derek: Fine.<\/p>\n<p>The claims continued another seven months.<\/p>\n<p>That mattered.<\/p>\n<p>Derek had attempted to stop.<\/p>\n<p>Martin had discouraged him.<\/p>\n<p>Again, not innocence.<\/p>\n<p>But another thread in the truth.<\/p>\n<p>I asked Troy, \u201cDid Derek ever tell you he wanted to confess?\u201d<\/p>\n<p>Troy searched.<\/p>\n<p>\u201cThere was one time.\u201d<\/p>\n<p>He found the exchange.<\/p>\n<p>December 2020.<\/p>\n<p>Derek: Thinking of telling Em.<\/p>\n<p>Troy: About everything?<\/p>\n<p>Derek: Benefit.<\/p>\n<p>Troy: Do it.<\/p>\n<p>Derek: Martin says it&#39;ll create tax mess for Margaret.<\/p>\n<p>Troy: Might.<\/p>\n<p>Derek: That&#39;s why I can&#39;t.<\/p>\n<p>I laughed softly.<\/p>\n<p>Everyone looked at me.<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>\u201cHe used protecting me as the reason to continue lying to me.\u201d<\/p>\n<p>No one disagreed.<\/p>\n<p>By late 2021, Martin had left Harrison.<\/p>\n<p>The Free Money Club went mostly quiet.<\/p>\n<p>But one of his final messages remained.<\/p>\n<p>Moving on. Keep what works. Don&#39;t create problems by volunteering history nobody asked for.<\/p>\n<p>Troy stared at it.<\/p>\n<p>\u201cThat was basically our rule.\u201d<\/p>\n<p>\u201cUntil history asked for itself,\u201d Ruth would later say when I told her.<\/p>\n<p>Before we left Dana\u2019s office, Troy handed over the phone.<\/p>\n<p>\u201cI don&#39;t want it.\u201d<\/p>\n<p>Dana said, \u201cWe&#39;ll preserve it.\u201d<\/p>\n<p>He looked at me.<\/p>\n<p>\u201cI\u2019m sorry, Margaret.\u201d<\/p>\n<p>I believed he meant it.<\/p>\n<p>That did not make him trustworthy.<\/p>\n<p>\u201cI hope you tell Evelyn yourself.\u201d<\/p>\n<p>His face tightened.<\/p>\n<p>\u201cI will.\u201d<\/p>\n<p>\u201cDon&#39;t make Carla do your conscience for you.\u201d<\/p>\n<p>He nodded.<\/p>\n<p>Outside, Emily and I sat in my car without starting it.<\/p>\n<p>Traffic moved around us.<\/p>\n<p>People crossed the street carrying coffee, checking phones, living inside ordinary afternoons.<\/p>\n<p>Emily finally said, \u201cI don&#39;t know what to do with those messages.\u201d<\/p>\n<p>\u201cYou don&#39;t have to do anything with them today.\u201d<\/p>\n<p>\u201cHe wanted to stop.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cHe also kept going.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cHe was ashamed.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cHe lied anyway.\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>She looked at me.<\/p>\n<p>\u201cAre you trying not to tell me what to think?\u201d<\/p>\n<p>\u201cVery hard.\u201d<\/p>\n<p>That made her smile through tears.<\/p>\n<p>\u201cWhat do you think?\u201d<\/p>\n<p>I looked through the windshield.<\/p>\n<p>\u201cI think understanding a person explains the road they took.\u201d<\/p>\n<p>\u201cAnd?\u201d<\/p>\n<p>\u201cIt doesn&#39;t change where the road led.\u201d<\/p>\n<p>She nodded.<\/p>\n<p>Her phone rang.<\/p>\n<p>Derek.<\/p>\n<p>She stared at the screen.<\/p>\n<p>For weeks, she had ignored most of his calls.<\/p>\n<p>This time she answered.<\/p>\n<p>\u201cHello.\u201d<\/p>\n<p>I heard only his muffled voice.<\/p>\n<p>Emily listened.<\/p>\n<p>Then she said, \u201cI saw the chat.\u201d<\/p>\n<p>Silence from the other end.<\/p>\n<p>\u201cYes. All of it.\u201d<\/p>\n<p>Another pause.<\/p>\n<p>Her face changed.<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>She looked at me.<\/p>\n<p>Then put the call on speaker.<\/p>\n<p>Derek\u2019s voice filled the car.<\/p>\n<p>\u201cEmily, before you decide what to do next, you need to know something about Martin.\u201d<\/p>\n<p>She gripped the phone.<\/p>\n<p>\u201cWhat?\u201d<\/p>\n<p>\u201cHe didn&#39;t just help employees with claims.\u201d<\/p>\n<p>\u201cWhat are you talking about?\u201d<\/p>\n<p>\u201cI found out after Margaret confronted me.\u201d<\/p>\n<p>I felt cold.<\/p>\n<p>\u201cFound out what?\u201d I asked.<\/p>\n<p>Derek hesitated.<\/p>\n<p>\u201cThat he was taking a percentage.\u201d<\/p>\n<p>Emily frowned.<\/p>\n<p>\u201cA percentage of what?\u201d<\/p>\n<p>\u201cThe reimbursements.\u201d<\/p>\n<p>The words settled slowly.<\/p>\n<p>Dana had wondered whether Martin profited.<\/p>\n<p>Now Derek was answering.<\/p>\n<p>\u201cHe told people his consulting help was free,\u201d Derek continued. \u201cBut with some employees, he arranged side payments.\u201d<\/p>\n<p>\u201cDid you pay him?\u201d Emily asked.<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cThen how do you know?\u201d<\/p>\n<p>\u201cTroy told me years ago Brian was sending him money.\u201d<\/p>\n<p>\u201cHow much?\u201d<\/p>\n<p>\u201cI don&#39;t know.\u201d<\/p>\n<p>I leaned toward the phone.<\/p>\n<p>\u201cWhy didn&#39;t you tell Harrison?\u201d<\/p>\n<p>\u201cI did.\u201d<\/p>\n<p>\u201cWhen?\u201d<\/p>\n<p>\u201cDuring the investigation.\u201d<\/p>\n<p>I froze.<\/p>\n<p>\u201cHarrison knows?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>Emily and I looked at each other.<\/p>\n<p>\u201cDid they put it in the report?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cDid they ask for proof?\u201d<\/p>\n<p>\u201cYes.\u201d<\/p>\n<p>\u201cAnd?\u201d<\/p>\n<p>\u201cI gave them Brian\u2019s name.\u201d<\/p>\n<p>My anger returned so fast it felt almost physical.<\/p>\n<p>Harrison had known there might be kickbacks.<\/p>\n<p>They had omitted it from the final report they gave me.<\/p>\n<p>Not an oversight.<\/p>\n<p>Not vague wording.<\/p>\n<p>An omission.<\/p>\n<p>I asked, \u201cWhy are you telling us now?\u201d<\/p>\n<p>Derek\u2019s voice became quiet.<\/p>\n<p>\u201cBecause my lawyer received a subpoena request this morning.\u201d<\/p>\n<p>\u201cFor what?\u201d<\/p>\n<p>\u201cThe Free Money Club records.\u201d<\/p>\n<p>\u201cFrom Harrison?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cLarkwell?\u201d<\/p>\n<p>\u201cNo.\u201d<\/p>\n<p>\u201cThen who?\u201d<\/p>\n<p>A pause.<\/p>\n<p>\u201cThe state attorney general.\u201d<\/p>\n<p>Emily shut her eyes.<\/p>\n<p>The matter had crossed another line.<\/p>\n<p>This was no longer an internal investigation.<\/p>\n<p>Not merely divorce.<\/p>\n<p>Not merely reimbursement.<\/p>\n<p>Not merely stolen names.<\/p>\n<p>Someone outside Harrison had finally begun asking questions the company could not control.<\/p>\n<p>Derek continued.<\/p>\n<p>\u201cThey&#39;re investigating Martin\u2019s consulting business.\u201d<\/p>\n<p>I looked at the office building across the street.<\/p>\n<p>\u201cWhat exactly are they investigating?\u201d<\/p>\n<p>His answer came slowly.<\/p>\n<p>\u201cFraud, identity misuse, and kickbacks connected to employee benefit programs.\u201d<\/p>\n<p>Emily ended the call a minute later.<\/p>\n<p>Neither of us moved.<\/p>\n<p>Then she said, \u201cSo this is criminal.\u201d<\/p>\n<p>\u201cPotentially.\u201d<\/p>\n<p>\u201cAnd Harrison knew enough to hide part of it.\u201d<\/p>\n<p>\u201cThey knew enough not to tell us.\u201d<\/p>\n<p>She looked at me.<\/p>\n<p>\u201cWhat happens now?\u201d<\/p>\n<p>I thought of the first Sunday dinner.<\/p>\n<p>Lily asking how much I cost.<\/p>\n<p>The pink piggy bank.<\/p>\n<p>The forged signature.<\/p>\n<p>Carla\u2019s confession.<\/p>\n<p>Evelyn.<\/p>\n<p>The exported identities.<\/p>\n<p>The group chat.<\/p>\n<p>Martin telling men that nobody audited Grandma.<\/p>\n<p>For weeks, I had been following a trail created by people who believed women like me would remain invisible inside paperwork.<\/p>\n<p>They had been right for years.<\/p>\n<p>They were wrong now.<\/p>\n<p>I started the car.<\/p>\n<p>\u201cNow we stop asking Harrison to investigate itself.\u201d<\/p>\n<hr>\n<h2><strong><a href=\"https:\/\/insightdrama.com\/?p=10639\">Click here to continue reading: PART 9: The State Investigator Asked Margaret for One Small Piece of Evidence Harrison Had Never Expected Her to Keep<\/a><\/strong><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>Troy Maddox answered his door wearing sweatpants and a Harrison Manufacturing T-shirt. That small contradiction would have been funny under different circumstances. He had left Harrison two years earlier, yet &hellip; <\/p>\n","protected":false},"author":1,"featured_media":10630,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10638","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insightdrama"],"_links":{"self":[{"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/posts\/10638","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10638"}],"version-history":[{"count":1,"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/posts\/10638\/revisions"}],"predecessor-version":[{"id":10658,"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/posts\/10638\/revisions\/10658"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=\/wp\/v2\/media\/10630"}],"wp:attachment":[{"href":"https:\/\/insightdrama.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10638"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10638"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insightdrama.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10638"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}